1)Rice should not be cooked mushy. Once cooked, spread in a plate and cool down completely.
2)Peanuts are optional but do not skip cashews.
3)Coconut oil gives nice flavor. It can be replaced with any neutral smelling refined oil. Do not use sesame oil or groundnut oil.
4)Cumin seeds are optional, but is good for digestion.
5)If making for summer lunch box, fry the coconut well until moisture is evaporated. Else it might get spoiled.